If you are visiting or living in the beautiful Cayman Islands you are probably interested in exploring the amazing underwater world, these ten tips for underwater diving in the Caribbean can help you in planning and executing the ideal diving excursion... offers colorful and fascinating scuba trips in diverse areas. There are 1 or 2 beginners tips you need to follow when you are planning your first dive. 

1. Get certificated. Before scuba diving in the Caribbean you'll need to be authorized. This includes getting training from an approved instructor and successfully completing a class. Doing this as soon as possible will save you time. 

2. Get a buddy. When you are scuba diving, it is a good idea to go with a friend. While diving with a friend is always advised, it is safer to go with a partner. Shady people and pirates still exist in some areas of the Caribbean. 
3. Set a goal. Before planning the dive trip, set a goal for scuba diving. There are so many underwater sites to see that you will be spoiled for choice. You will need to decide what is most important to you. 

4. Set the trip. After deciding on a goal of what to see, begin to plan your trip to ensure there is time for scuba diving on your vacation if you are just visiting. An approved travel agent can ensure you get to your chosen destinations. 

5. Get a camera. An underwater camera is a must for scuba diving. Disposable cameras will be available in many places, but investment in a good camera may be a good option for the enthusiastic diver. 
6. Call ahead. After setting the dates and time for the dive, call a dive shop in the area to make reservations. You will need to hire dive equipment before the dive. 

7. Get a guide. When diving in unfamiliar territory, it is suggested that you go with a guide. Whenever scuba diving in the Caribbean, divers have to be mindful of areas of danger. A guide can steer you clear of these places. 

8. Get to know the indigenous creatures. When you are scuba diving, you'll encounter a massive variety of sea life. Get to grips with these native creatures to learn what to keep clear of and what to get nearer to. 

9. Know your limits. When scuba diving in the Caribbean, deep water adventures will be offered by local diving stores. Don't push your limits to new depths if you are on vacation and inexperienced. Stay within your limits, no matter how tempting the clear blue crystal water may be. 

10. Keep your documentation safe. The final tip for underwater diving in the Caribbean is to keep your passport and other documentations in a safe or other secure area while diving. Predators will take advantage of you while you are well under the water and out of visible range. 

The Caribbean including The Cayman Islands have some of the most popular dive locations in the world as there is something for everyone from the beginner to the more advanced diver.

 

May people look into the possibility of owning a second home these days. The idea of another home that you can spend some time in, away from the "main" house is an exciting prospect and where better to purchase your second home than in the beautiful Cayman Islands Here are ten steps to assist you in your quest to find your very own piece of paradise. 

1.Look at your finances. Do you have enough to afford what will essentially be a double mortgage payment? If the answer is no how much can you afford? It is a good idea to have this information before you begin your search. 

2. What will be the purpose of your second home? Do you want a place by the beach? A mountain retreat? Do you plan to rent it out during the year? Will it be a permanent rental property? Is it going to be a business property? All these different options have different tax implications, so be prepared for that. The amount that you calculated in item one is vital for this. 
3. Where do you want your second home to be situated? Will it be in a high end community? A gated community? 
4. What kind of house? One story, two? Villa, Condo? What level of maintenance will be required? Is the property ready to move into, or are there things that need to be done? Getting an inspection will answer these questions! 
5. What sort of financing will be needed to complete the purchase? This is a point to consider carefully, will the property be empty for a large part of the year? Or will it create an income? 
6. Look into the property tax situation. Visit the schools, especially if you have children of school age or if you will be renting to those that do. 
7. Insurance, tax, other considerations. These are all significant. If you're going to be living there, the interest is, tax-deductable. If youplan to let it out, the cost for that is deductible. Insurance is always vital. 
8. Get a local realtor! This is the person that will know the area, the people, values of houses, and will be able to guide you to making the right decisions. They will have a list of helpful hints and tips for you to utilize when you are purchasing your second home. 
9. Avoid impulsive buying! 
10. Ensure that this 2nd home you are purchasing is close to all the comforts that you're going to need in the future. You may decide to retire here! 

Second home buying is becoming very popular whether for vacations homes, rental purposes or businesses. Many people are considering purchasing their second home with a view of retiring there in years to come. Ensure you have all the information and ask your real estate agent any questions you may have during the process so that you make the best decisions for you and your family.

 

Tiffany Scott was tipped to take up a career in marine biology. However, the young Cayman Bracker noticed there wasn't a need for someone in that field, because, while Grand Cayman has two dolphin parks, they were just in their infancy, so she enrolled in university. 
Tiffany attended Middle Tennessee State University, and graduated with a bachelor of science degree in animal sciences. 
The 23-year-old is now employed by the Cayman Islands Department of Agriculture, as a livestock extension officer. In this role, Ms Scott works with farmers to help improve livestock production in the territory. She provides science-based technical advice on livestock to enhance farm productivity, and works as part of the department's team to implement development policies and programmes. 
Juliana O'Connor-Connolly, the deputy premier and minister for agriculture, said she was pleased to see how well Ms Scott has adapted to her role and how she is building relationships with farmers. "I have watched her progress and value her approach and contributions to farming in the Cayman Islands," the minister said. 
Ms Scott was the driving force behind the department's hosting of the first artificial insemination training workshop last year. In fact, the programme and embryo transfer are her passions. Both methods promote strong breeding stock by reducing inbreeding and are cheaper and safer for farmers and animals. 

Source:compasscayman.com

 

Purchasing a house in the beautiful Cayman Islands for the very first time can feel like a big challenge. However, as soon as first time buyers can organize their focal points, carry out some helpful research and get in contact with a reliable realtor, confusion can rapidly turn into excitement. Bearing in mind a few of the fundamental tips layed out below might help pave the best way to an effective first-time home buying experience. 

1. Before investigating the real estate market and looking for mortgages, you will have to evaluate your goals and focal points. Take a while to think and decide if it's the best time to buy your first home. You may even wish to ask yourself where see yourself in the next few years and consider how buying a home will affect your long term plans. 

2. When you decide that you are ready to buy your first home, it is a good idea to research the home buying process so that you are well prepared. Though you might not understand everything you read, any knowledge you gain will help you avoid any unnecessary complications further into the process. 

3. When you are purchasing a home for the first time the next important step may seem obvious, however it is often overlooked when people get caught up in the excitement of buying a first home. Very simply, any first time buyer needs to know exactly what they can afford. Too frequently, first-time buyers underestimate or just miscalculate the expense of owning their own home. Before trying to find your first home, consider whether your income is adequate and reliable enough for you to afford the mortgage payments. 

4. When purchasing a home there are also upfront costs to think about. Although the amount needed for a deposit payment and possible settlement costs will vary, you will usually come across some up front expenses closing on your first home. Being ready for these expenses, in addition to any unpredicted costs that occur once you have moved in can help your transition into home ownership. 

5. After identifying what you and your family can afford, you can start looking around - for houses and mortgages. By now, you should to have good idea about the kinds of amenities you're looking for inside a first home and what communities best suit your family's needs. As the search advances, you may want to attend some open house events within the communities you would like to live in. Even if you do not find your perfect home immediately,keeping active in the market provides you with a good chance of finding the best properties for you and your family's needs. 

6. While you are viewing homes, you may benefit from researching the types of mortgatges available to you. If at all possible, figuring out what rates you qualify for and estimating mortgage payments will assist you in identifying your price range so that you can make an offer on the perfect property when it comes along. 

Searching for your first home is an exciting time, however it can be a very confusing process. It is very important that you keep your ideas realistic so that you do not commit to a home that will not be suitable in the long run. Happy House Hunting!